As a former minister and now as an attorney, I have been working with families in healthcare emergencies and crisis situations like death and dying since 1991. The death of a loved one is deeply painful, sobering and usually creates conflict within families. Without some preparation on your part, it will create conflict in yours,…
Have you been denied a service or program for long-term care benefits? You may qualify, but the source who denied you is giving you incorrect information or a half truth. The most common statement I hear from a potential client is they were told by someone they trust, like a professional or experienced friend, that…
It’s hard enough to keep up with all the changes that come with this pandemic, isn’t it? Some changes just can’t be ignored, like the ones that affect your long-term care costs. And 70% of us will need it at some point! Elder Law Guidance is sharing three changes to long-term care to help you…
I Just Lost $20K and No One Told Me? I have this kind of conversation every week with a potential client trying to qualify for Medicaid. We find they receive advice by a business office worker at a nursing home or friend with “experience.” They trust them when they advise them to “just spend down…
I know life is crazy with the COVID-19 Crisis and what we’re having to do for the first time in probably 70 years. Our hearts go out to everyone at this time of anxiety and uncertainty. We’re being called on as a nation to look out for one another. We’re having to take special precautions…
Many families think of retirement planning like University of Kentucky Basketball recruiting: one and done! That isn’t always the best route. Reviewing your plans now, especially considering the impact of tax deferred instruments such as 401k’s, IRA’s and even some annuities is extremely important to prevent huge tax consequences and losses in the future. If…
“President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Plans available for comparison: The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17 The American Health Care Act, as passed…