I'm Scott Collins, an Elder Law Attorney, and founder of Elder Law Guidance. I specialize in helping families save everything they have worked as they plan for their retirement years. The retirement and freedom are often saddled with anxiety and uncertainty. The high cost of health care and nursing home care can crush families. We can protect your home, retirement and savings for your children and heirs. We have made it our mission to help families during times of transition and future planning, from creating wills or navigating through Kentucky's complicated probate courts to protecting against abuse and discrimination or assisting you with obtaining Veterans benefits and Nursing Home Care. We are committed to helping ease the anxiety, alleviate the fear and answer your many questions.

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Estate Planning and Retirement Considerations for Late-in-Life Parents

Older parents are becoming more common, driven in part by changing cultural mores and advances in infertility treatment. Comedian and author Steve Martin had his first child at age 67. Singer Billy Joel just welcomed his third daughter. Janet Jackson had a child at age 50. But later-in-life parents have some special estate planning and…

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Two Popular Medigap Plans Are Ending. Should You Enroll While You Can?

If you will soon turn 65 and be applying for Medicare, you should carefully consider which Medigap policy to enroll in because two of the most popular plans will be ending soon. In 2020, Medicare beneficiaries will no longer be able to enroll in Plans F and C.Between copayments, deductibles, and coverage exclusions, Medicare does…

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You Can Give Away More Tax Free in 2018

After staying the same for five years, the amount you can give away to any one individual in a particular year without reporting the gift will increase in 2018.The annual gift tax exclusion for 2018 is rising from $14,000 to $15,000. This means that any person who gives away $15,000 or less to any one individual (anyone…

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Care Plan 101: Set Yourself Up for Success as a Caregiver

From agingcare.com come this very informative article for caregivers: What is a Care Plan? A care plan is a tool that professional caregivers and long-term care providers use to ensure their patients’ needs are met with timely, high-quality responses. Family caregivers can benefit from using a similar approach to either organize their daily tasks or create a…

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Social Security Beneficiaries Will Receive a 2 Percent Increase in 2018

In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will likely be largely eaten up by higher Medicare Part B premiums.Cost of living increases are tied to the consumer price index, and an upturn in inflation rates and gas prices means recipients get…

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Problems with Guardianship Abuse Leading to Calls for Reform

A growing problem with adult guardianship abuse is giving rise to calls for reform of the system. Vulnerable elderly can get caught in the guardianship system, being harmed and exploited by the very process that is supposed to protect them.A guardian is someone appointed by a court to make decisions on behalf of an incapacitated individual…