I'm Scott Collins, an Elder Law Attorney, and founder of Elder Law Guidance. I specialize in helping families save everything they have worked as they plan for their retirement years. The retirement and freedom are often saddled with anxiety and uncertainty. The high cost of health care and nursing home care can crush families. We can protect your home, retirement and savings for your children and heirs. We have made it our mission to help families during times of transition and future planning, from creating wills or navigating through Kentucky's complicated probate courts to protecting against abuse and discrimination or assisting you with obtaining Veterans benefits and Nursing Home Care. We are committed to helping ease the anxiety, alleviate the fear and answer your many questions.

Medicare Part B Late Enrollment Penalty–Waiver Could be Available

Medicare is offering relief from penalties for certain Medicare beneficiaries who enrolled in Medicare Part A and had coverage through the individual marketplace. For a short time, these individuals will be able to enroll in Medicare Part B without paying a penalty for late enrollment.Individuals who do not enroll in Medicare Part B when they…

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Why You Should Use a Lawyer for Medicaid Planning

Many seniors and their families don’t use a lawyer to plan for long-term care or Medicaid, often because they’re afraid of the cost. But an attorney can help you save money in the long run as well as make sure you are getting the best care for your loved one. Instead of taking steps based…

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Compare Proposals to Replace The Affordable Care Act

“President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Plans available for comparison: The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17 The American Health Care Act, as passed…

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6 Things to Consider Before Making a Gift to Grandchildren

Grandparents often are particularly generous to grandchildren as they see their family’s legacy continuing on to a new generation. In many cases, grandparents feel they have ample resources and their children or grandchildren may be struggling financially. Assistance with summer camp fees, college tuition, wedding costs or the downpayment on a first home, can relieve…

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3 Keys to Proving Age Discrimination

As baby boomers continue to work past retirement age, age discrimination lawsuits are becoming more common. Two out of three workers between ages 45 and 74 say they have seen or experienced age discrimination, according to AARP. However, experiencing it and proving it are two different things. The federal Age Discrimination in Employment Act (ADEA) forbids…

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The Difference Between Home Health Care and Non-Medical Home Care Services

As a caregiver, you may be exploring your options as to what kind of help will be best suited for you and your loved ones’ needs.  Below is an article from agingcare.com to help in your research with Home Care: “The first step in hiring senior services provided in the home is identifying the difference between non-medical home…

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Medicaid Cuts are Targeted Under the American Health Care Act

The following article by Valerie Peterson, J.D.  CEO of ElderCounsel is the most up-to-date status of President Trump’s repeal and replace efforts for the ACA: On May 4, House Republicans passed the American Health Care Act (AHCA), an updated version of the Act first introduced in March and which was not voted on. If it passes…