I'm Scott Collins, an Elder Law Attorney, and founder of Elder Law Guidance. I specialize in helping families save everything they have worked as they plan for their retirement years. The retirement and freedom are often saddled with anxiety and uncertainty. The high cost of health care and nursing home care can crush families. We can protect your home, retirement and savings for your children and heirs. We have made it our mission to help families during times of transition and future planning, from creating wills or navigating through Kentucky's complicated probate courts to protecting against abuse and discrimination or assisting you with obtaining Veterans benefits and Nursing Home Care. We are committed to helping ease the anxiety, alleviate the fear and answer your many questions.

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New Rules Will Make It Harder to Qualify for Long-Term Care Help From the VA

The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or who need help at home with everyday tasks like dressing or bathing.  The pension, called Aid and Attendance, is currently underused, but impending regulations will soon make it available to even fewer veterans. The new regulations…

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8 Biggest Mistakes in Medicaid Spend Down

Federal law allows Medicaid applicants numerous ways to protect assets. However, few people know about these optons, and advice abounds to simply “spend down all” of the applicants assets in order to qualify for Medicaid Long-Term Care assistance. Following the wrong advice can cost you thousands, if not hundreds of thousands of dollars, that you could otherwise…

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Medicaid Reform: Are Block Grants Coming?

Medicaid, the single largest source of health coverage in the United States, provides health coverage to almost 75 million Americans, including children, pregnant women, parents, seniors and individuals with disabilities. Medicaid is a federal program, but it is administered by the states. To participate in Medicaid, federal law requires states to cover certain groups of…

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Always Put a Caregiver Contract in Writing

Many families hire friends or family members to provide caregiving to loved ones in times of need. After months or years of paying a caregiver and then turning to a government benefit like Medicaid for Long-Term Care coverage, these families learn that the caregiver payments are counted as gifts and are penalized for them. When hiring a…

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10 Important Facts about your VA Burial Benefits

Molly M. Gilgor provides us with very important knowledge about your VA benefits. Here are 10 facts about burial benefits you may not have known: Fact 1: U.S. Department of Veterans Affairs (VA) benefits do not cover all funeral or cremation arrangements. There are certain monetary, recognition and service benefits that may be available. However, reimbursement…

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Long-Term Care Benefits for Veterans & Surviving Spouses

Long-term care costs can add up quickly. That’s why we focus on helping our clients plan for these costs. For veterans and the surviving spouses of veterans who need in-home care or are in a nursing home, we can help. Only about 1/3 of eligible Veterans take advantage of this benefit! The Veterans Administration (VA)…