I'm Scott Collins, an Elder Law Attorney, and founder of Elder Law Guidance. I specialize in helping families save everything they have worked as they plan for their retirement years. The retirement and freedom are often saddled with anxiety and uncertainty. The high cost of health care and nursing home care can crush families. We can protect your home, retirement and savings for your children and heirs. We have made it our mission to help families during times of transition and future planning, from creating wills or navigating through Kentucky's complicated probate courts to protecting against abuse and discrimination or assisting you with obtaining Veterans benefits and Nursing Home Care. We are committed to helping ease the anxiety, alleviate the fear and answer your many questions.
Grandparents often are particularly generous to grandchildren as they see their family’s legacy continuing on to a new generation. In many cases, grandparents feel they have ample resources and their children or grandchildren may be struggling financially. Assistance with summer camp fees, college tuition, wedding costs or the downpayment on a first home, can relieve…
As baby boomers continue to work past retirement age, age discrimination lawsuits are becoming more common. Two out of three workers between ages 45 and 74 say they have seen or experienced age discrimination, according to AARP. However, experiencing it and proving it are two different things. The federal Age Discrimination in Employment Act (ADEA) forbids…
As a caregiver, you may be exploring your options as to what kind of help will be best suited for you and your loved ones’ needs. Below is an article from agingcare.com to help in your research with Home Care: “The first step in hiring senior services provided in the home is identifying the difference between non-medical home…
The following article by Valerie Peterson, J.D. CEO of ElderCounsel is the most up-to-date status of President Trump’s repeal and replace efforts for the ACA: On May 4, House Republicans passed the American Health Care Act (AHCA), an updated version of the Act first introduced in March and which was not voted on. If it passes…
We received a newsletter not long ago that introducing 3 steps to Estate Planning. These steps come from the National Network of Estate Planning Attorneys Incorporated, obviously wanting to educate you as the public on the importance of Estate Planning and how I, as an attorney, can help you! It’s not about the documents – It’s about…
The national average rate for assisted living is $3,628 per month, according to Genworth’s 2016 Cost of Care Survey. No matter what your socio-economic status, make sure you are taking advantage of all means available that can help pay for assisted living. Most families pay for assisted living out of their own pockets using a…
The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or who need help at home with everyday tasks like dressing or bathing. The pension, called Aid and Attendance, is currently underused, but impending regulations will soon make it available to even fewer veterans. The new regulations…
We had talked about everything else and now the obvious. “I can help you with all of your planning for your estate and end of life decisions.” “Oh, no! I have all of that taken care of…years ago. I put all of that in place. A Will, a Power of Attorney, a Living Will. I…
Federal law allows Medicaid applicants numerous ways to protect assets. However, few people know about these optons, and advice abounds to simply “spend down all” of the applicants assets in order to qualify for Medicaid Long-Term Care assistance. Following the wrong advice can cost you thousands, if not hundreds of thousands of dollars, that you could otherwise…
If you were injured or became seriously ill while serving in the military, you may be eligible for VA disability compensation. In 2017, eligible veterans can receive up to $3,458 per month tax-free, depending on the level of disability and number of dependents. According to the VA’s website, disability compensation is paid to veterans who are…