I'm Scott Collins, an Elder Law Attorney, and founder of Elder Law Guidance. I specialize in helping families save everything they have worked as they plan for their retirement years. The retirement and freedom are often saddled with anxiety and uncertainty. The high cost of health care and nursing home care can crush families. We can protect your home, retirement and savings for your children and heirs. We have made it our mission to help families during times of transition and future planning, from creating wills or navigating through Kentucky's complicated probate courts to protecting against abuse and discrimination or assisting you with obtaining Veterans benefits and Nursing Home Care. We are committed to helping ease the anxiety, alleviate the fear and answer your many questions.

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10 Reasons to have a WILL

From the Legacy Estate Planning Newsletter I found some staggering numbers.  It’s a concern to be informed that so many people of all ages and backgrounds have this one thing common: They don’t have a will. Here are 10 reasons to have a will: 1.You get to decide who’s in charge–By designating an executor of your estate, you…

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How are Medicare and Medicaid Different Regarding Long-Term Care?

Although their names are confusingly alike, Medicaid and Medicare are quite different programs. Both programs provide health coverage, but Medicare is an “entitlement” program, meaning that everyone who reaches age 65 and is entitled to receive Social Security benefits also receives Medicare. (Medicare also covers people of any age who are permanently disabled or who have end-stage…

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Aging Care: 10 Caregiver Confessions: Secrets We Aren’t Proud Of.

Being a caregiver is extremely difficult at times. Receiving Care is difficult as well. The emotions related to our living and loving each other are intense, and they can lead us toward guilt. AgingCare.com has helpful insights into the emotional dynamics in caregiving. Ever thought some of these? I have no life of my own and I’m…

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Dealing with Medicaid Spend Down

In order to be eligible for Medicaid, applicants must have no more than $2,000 (as of 2016) in “countable” assets (the dollar figure may be slightly more, depending on the state). Assets, as distinct from income, for Medicaid purposes are checking and savings accounts, CDs, Stocks, Bonds, personal property, vehicles, real estate, business, etc. Medicaid does exclude…

Richmond kentucky lawyer Madison county ky lawyer elder law lawyer elder Law Guidance richmond ky lawyer free legal consultation elder law legal advice Medicare Medicaid Planning VA Compensation Pension Guardianship Estate Planning Probate Will and Testaments

Hospitals Make Changes to Meet Needs of their Elderly Patients

Hospitals can be dangerous places for the elderly, according to a recent article in Kaiser Health News. Even if they recover from the illness or injury that required them to be admitted, many elderly patients deteriorate mentally and/or physically during their stay. The article states that one-third of patients over 70 and more than half of patients over 85 leave the hospital more…