Elder Law and VA disability Attorneys in Laurel County

London, Kentucky/USA-May 14, 2019: Historic marker sign denoting the route of the Old Wilderness Road through the mountains of Laurel County, one of two major routes for pioneers entering Kentucky.

At Elder Law Guidance, we help Laurel County families protect what they have worked for their entire lives. From our welcoming office serving London and the surrounding communities, our team provides plain-English, no-pressure guidance so you can safeguard your assets, qualify for benefits, and age with dignity and peace of mind.

Laurel County has one of the fastest-growing senior populations in southeastern Kentucky. Nearly 19.8% of local residents are over age 65, and about 7.5% are veterans, according to recent census and state data. That means many families are making decisions about long-term care, Medicaid eligibility, veterans benefits, and how to preserve what they’ve built for the next generation.

Our role is to walk beside you through these decisions, with patience, clarity, and compassion. As one recent client shared:

“Exceptionally pleased with Scott and his team! They are very patient to explain the complex ins and outs of elder law, trusts, powers of attorney, wills, risk assessments… They patiently and carefully guide you through the trust process to achieve what you want. Scott’s team is trustworthy, professional, thorough, receptive, and knowledgeable. Highly recommend.” Greenhat Custom

Whether you’re planning ahead or facing a care crisis today, you will never have to navigate this alone.

What Is Elder Law and VA Disability Law in Laurel County, Kentucky

Elder law and VA disability planning help protect your health, assets, benefits, and independence as you age. Together, these areas ensure your wishes are honored, your care remains affordable, and your family has the legal authority to step in when needed.

Elder law includes Medicaid planning, asset protection, long-term care navigation, special needs planning, guardianship, powers of attorney, and protection from unnecessary spend-down or nursing home costs. In Kentucky, Medicaid limits countable assets to $2,000 and enforces a 5-year lookback, which makes proactive planning essential.

VA disability and pension benefits, including Aid & Attendance, provide monthly, tax-free financial support for veterans and surviving spouses who need help with daily living or extended care. Eligible married veterans may receive up to $2,642 per month to help pay for in-home care or assisted living.

Many Laurel County families rely on both Medicaid and VA benefits to keep care accessible and affordable. We coordinate with the Laurel County Veterans Service Office, Kentucky Department of Veterans Affairs (KDVA), and local medical providers to make sure every piece of your plan works together smoothly.

If you’re unsure where to begin, our team is patient, thorough, and ready to explain everything in simple terms.

What We Do

scott-collins talking to elderly client

Get Trusted Legal Support Today

For straightforward legal advice and representation, contact Elder Law Guidance. Call (859) 544-6012 to schedule your consultation.

Schedule A Consultation

Why Early Planning Matters in Laurel County

Planning early protects your savings and broadens your care options. In Kentucky:

  • Nursing home care now averages $7,080 per month, according to Genworth’s 2024 Cost of Care Survey.
  • Assisted living ranges from $4,300 to $4,800 per month across the region.
  • Medicaid’s strict rules mean transferring assets within five years can create penalties.
  • VA pension applications take 2 to 5 months, depending on documentation.

When families wait until a medical crisis, options narrow and costs rise quickly. Early planning helps you:

  • Avoid unnecessary spend-down
  • Protect your home and savings
  • Qualify for Medicaid or VA Aid & Attendance
  • Choose care on your own terms
  • Reduce fear, conflict, and financial stress for your family

We’ll walk you through every decision with patience and clarity.

How We Work: Patient, Plain-English, Step-By-Step Guidance

Clients repeatedly describe our process as calming, thorough, and easy to understand. Every person we assist receives the same structured, supportive experience:

  1. Free Consultation
    Meet with a trained advisor to share your concerns and goals.
  2. Strategy Session ($1,500)
    Your attorney analyzes your options and outlines a complete protection plan.
  3. Document Drafting
    Wills, trusts, powers of attorney, and directives are built to your wishes.
  4. Funding & Tax Meeting
    We help you coordinate with banks, advisors, and CPAs so everything is set up correctly.
  5. Applications (Medicaid or VA, if needed)
    Our team assists with gathering documents and filing applications during the 2–5 month review window.
  6. VIP 12-Month Plan
    Continued support, updates, and guidance whenever life changes.

This patient, no-pressure approach is exactly why clients say they feel “heard,” “respected,” and “put at ease.”

About Elder Law Guidance

Founded in 2015, Elder Law Guidance was created from a deeply personal place, after witnessing how families, including our own, often have to “start from scratch” each generation due to the high cost of care and lack of planning.

Our mission is simple:
Protect families. Preserve dignity. Ensure benefits are in place. Remove stress.

Our team works collaboratively, not as a solo lawyer operation. You’ll meet advisors, attorneys, and support staff who are patient, kind, and committed to explaining every step in plain English. We also offer home and hospital visits for clients who need them.

When you leave our office, you’ll know exactly what we’ve done, why it matters, and what comes next.

Why Families in Laurel County Choose Us

  • “Very patient to explain the complex ins and outs of elder law.”
  • “Calmed all fears during a traumatic time.”
  • “Always available for questions.”
  • “No pressure, customer-focused and understanding.”
  • “Trustworthy, professional, thorough, receptive, knowledgeable.”
  • “It was like talking to my family on our wishes.”
  • “Gave us confidence we were making the right decisions.”
  • “Highly recommend.”

You deserve guidance that is respectful, careful, and genuinely centered on your well-being. That is our promise.

Local Resources for Seniors & Veterans in Laurel County

  • Laurel County Veterans Service Office – London, KY
  • CHI Saint Joseph London – London, KY
  • Laurel County Health Department – London, KY
  • Kentucky Department of Veterans Affairs (KDVA)
  • Kentucky Cabinet for Health and Family Services
  • Area Agency on Aging & Independent Living (AAAIL)
  • Laurel County Courthouse – London, KY

Talk to a Laurel County Elder Law Attorney Today

Protect your future. Protect your family. Protect everything you’ve worked for.

Schedule your free consultation today or join one of our live monthly webinars to learn more. We’ll explain your options clearly, walk beside you step-by-step, and help you move forward with confidence and peace of mind.

The Elder Law Practice of Scott E. Collins, PLLC

Serves residents throughout Central and Southeastern Kentucky

    Bath

    Bell

    Bourbon

    Boyle

    Breathitt

    Casey

    Clark

    Clay

    Estill

    Fayette

    Fleming

    Floyd

    Garrard

    Harlan

    Jackson

    Jessamine

    Knott

    Knox

    Laurel

    Lee

    Leslie

Schedule Now

Not seeing your area? Give us a call at (859) 544-6012

Client Testimonials

S.B. | Richmond, KY

Elder Care Law

“I have been working with Scott Collins’ law firm for a couple of months. They have always treated me with respect and have been very knowledgeable in the Elder Care Law. They calmed all fears that I had during a traumatic time with my elder mother. If you need any legal help in the elder law field I highly recommend this law firm.”

G.C. | Richmond, KY

Elder Law, Trusts, Power of Attorney

“Exceptionally pleased with Scott and his team! They are very patient to explain complex ins and outs of elder law, Trusts, Powers of Attorney, Wills, risk assessments, etc. They patiently and carefully guide you through the Trust process, especially those of us unfamiliar with estate planning to achieve what YOU want. They are also willing to work with other estate partners like financial advisors, financial institutions, CPAs and family members in these efforts. We’ve used his services for our parents and now for our estate planning. Scott’s team is trustworthy, professional, thorough, receptive and knowledgeable. We highly recommend them!!”

V.F. | Union City, KY

Estate Planning, Medicaid Planning, Probate

“I tried to do everything myself and the bills got so overwhelming with parents in assisted living and the nursing facility. I quickly realized I was not going to be able to make the money work so that’s the point I started searching for help ….Scott sat down with us and made us feel very comfortable … we went over the options we had and the things he could help us with…. There was no pressure.”

S.H. | Kirksville, KY

Medicaid Planning, Probate

“We were dealing with a lot of emotions, a lot of really hard times and then you have to worry on top of that if somebody is going to hurt your family more…  I never felt that with Scott and his team … Every time I came in, I felt welcomed and at that time I really needed that because it showed compassion when you’re going through a crazy, Topsy turvy life.”

C.W. | Richmond KY

Veterans Pension, Estate Planning

“I would recommend anyone nearing retirement to talk to Scott and get what needs to be done prepared for the future … A lot of times we think the future is way off, it’s not. I found that out myself.”

B.C. | Irvine, KY

Guardianship, Medicaid Planning

“He was right there with me all the time to help me take care of everything… I had a small farm my mommy and daddy left me, which is the first thing they wanted…. He saved me a lot of things I could have lost if it hadn’t been for him.”

View More Reviews
scott-collins talking to elderly client

Get Trusted Legal Support Today

For straightforward legal advice and representation, contact Elder Law Guidance. Call (859) 544-6012 to schedule your consultation.

Schedule A Consultation