5 Things to Do Now If You Might Need Assisted Living in 2024

Assisted Living in Kentucky Assisted living facilities can be an attractive option for older adults who don’t need round-the-clock care. An assisted living facility is different from a nursing home. Nursing homes typically provide skilled medical care for older adults with chronic health conditions. Although their residents often don’t require hospitalization, they can’t access the…

What I Wish I’d Known Then That I (Still) Don’t Know Now

Okay, so maybe we don’t know everything we’re supposed to know as grown-ups. We know why the sky is blue (wavelengths and all) and we can rattle off those math facts like nobody’s business even if we can’t explain our kid’s (or grandkid’s) math to them.  But some things, like how to pay for long…

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Three Changes to the Long-Term Care Landscape You Need to Know

It’s hard enough to keep up with all the changes that come with this pandemic, isn’t it? Some changes just can’t be ignored, like the ones that affect your long-term care costs. And 70% of us will need it at some point! Elder Law Guidance is sharing three changes to long-term care to help you…

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Don’t Lose the Farm! Paying for Long Term Care with Medicaid

I Just Lost $20K and No One Told Me? I have this kind of conversation every week with a potential client trying to qualify for Medicaid. We find they receive advice by a business office worker at a nursing home or friend with “experience.” They trust them when they advise them to “just spend down…

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The rise of bankruptcy in the lives of aging Americans

The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living.  Older Americans are increasingly filing…