What I Wish I’d Known Then That I (Still) Don’t Know Now

Okay, so maybe we don’t know everything we’re supposed to know as grown-ups. We know why the sky is blue (wavelengths and all) and we can rattle off those math facts like nobody’s business even if we can’t explain our kid’s (or grandkid’s) math to them.  But some things, like how to pay for long…

Three Warning Signs You Need To Apply for VA Pension

One of this country’s best kept secrets is that most veterans who served during a wartime period and their surviving spouses qualify for the Veterans Affairs (VA) Wartime Pension and don’t receive it. Why? “Two of the biggest issues that happen with veterans who come to my firm is they don’t know they qualify for…

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Three Changes to the Long-Term Care Landscape You Need to Know

It’s hard enough to keep up with all the changes that come with this pandemic, isn’t it? Some changes just can’t be ignored, like the ones that affect your long-term care costs. And 70% of us will need it at some point! Elder Law Guidance is sharing three changes to long-term care to help you…

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Don’t Lose the Farm! Paying for Long Term Care with Medicaid

I Just Lost $20K and No One Told Me? I have this kind of conversation every week with a potential client trying to qualify for Medicaid. We find they receive advice by a business office worker at a nursing home or friend with “experience.” They trust them when they advise them to “just spend down…

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The physical challenges of aging in place

According to AARP aging in place is a goal for 3 out of 4 Americans aged 50 or more. These seniors and near seniors are willing to employ alternative solutions to facilitate this. The alternatives include home sharing (32%), building an additional or accessory dwelling unit (31%) and locating into villages that provide services which enable aging…

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Using Technology to Reduce Feelings of Isolation

The holidays are upon us and unfortunately many seniors feel even more isolated during this time. Thankfully, technology has provided some interactive gadgets to help lessen feelings of isolation. One of those gadgets, called the GrandPad, is discussed below. The internet is an excellent way for people of all ages to connect with family and…

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The rise of bankruptcy in the lives of aging Americans

The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living.  Older Americans are increasingly filing…

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Preparing Seniors for Winter

Like the Boy Scout motto, the key to keeping seniors safe and sound during the winter is “be prepared.” There are several ways that seniors and their loved ones can prepare for winter and the hazards that go along with the colder weather. Things to think about include preparing the home, having adequate supplies, and…