Think you or a loved one could need assisted living in the next six to 12 months? Here’s five easy things you can do now to ease future financial burdens and protect everything you’ve worked for so you can focus on getting the care you need. 1) Establish a caregiver agreement. Even if the caregivers…
Okay, so maybe we don’t know everything we’re supposed to know as grown-ups. We know why the sky is blue (wavelengths and all) and we can rattle off those math facts like nobody’s business even if we can’t explain our kid’s (or grandkid’s) math to them. But some things, like how to pay for long…
One of this country’s best kept secrets is that most veterans who served during a wartime period and their surviving spouses qualify for the Veterans Affairs (VA) Wartime Pension and don’t receive it. Why? “Two of the biggest issues that happen with veterans who come to my firm is they don’t know they qualify for…
It’s hard enough to keep up with all the changes that come with this pandemic, isn’t it? Some changes just can’t be ignored, like the ones that affect your long-term care costs. And 70% of us will need it at some point! Elder Law Guidance is sharing three changes to long-term care to help you…
I Just Lost $20K and No One Told Me? I have this kind of conversation every week with a potential client trying to qualify for Medicaid. We find they receive advice by a business office worker at a nursing home or friend with “experience.” They trust them when they advise them to “just spend down…
According to AARP aging in place is a goal for 3 out of 4 Americans aged 50 or more. These seniors and near seniors are willing to employ alternative solutions to facilitate this. The alternatives include home sharing (32%), building an additional or accessory dwelling unit (31%) and locating into villages that provide services which enable aging…
Sleeping is one of the most important things you can do for your overall health and well being. The amount of sleep you get is particularly crucial if you are a woman – new studies indicate the traditional recommendation of eight hours is not enough. If you are a woman aged 50 or older, you…
Most of us know what a service animal is, but the use of emotional support animals is becoming more and more common. So, what is an emotional support animal? An emotional support animal is a companion animal that provides benefits to a person who has an emotional or mental health disorder. In order to be…
The holidays are upon us and unfortunately many seniors feel even more isolated during this time. Thankfully, technology has provided some interactive gadgets to help lessen feelings of isolation. One of those gadgets, called the GrandPad, is discussed below. The internet is an excellent way for people of all ages to connect with family and…
The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living. Older Americans are increasingly filing…