5 Things to Do Now If You Might Need Assisted Living in 2022

Think you or a loved one could need assisted living in the next six to 12 months? Here’s five easy things you can do now to ease future financial burdens and protect everything you’ve worked for so you can focus on getting the care you need.   1) Establish a caregiver agreement. Even if the caregivers…

What I Wish I’d Known Then That I (Still) Don’t Know Now

Okay, so maybe we don’t know everything we’re supposed to know as grown-ups. We know why the sky is blue (wavelengths and all) and we can rattle off those math facts like nobody’s business even if we can’t explain our kid’s (or grandkid’s) math to them.  But some things, like how to pay for long…

Will Your Funeral Be the Last Time Your Children Speak to One Another?

As a former minister and now as an attorney, I have been working with families in healthcare emergencies and crisis situations like death and dying since 1991. The death of a loved one is deeply painful, sobering and usually creates conflict within families.  Without some preparation on your part, it will create conflict in yours,…

Debunking Long-Term Care Denials: Don’t Take No For An Answer

Have you been denied a service or program for long-term care benefits?  You may qualify, but the source who denied you is giving you incorrect information or a half truth. The most common statement I hear from a potential client is they were told by someone they trust, like a professional or experienced friend, that…

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Three Changes to the Long-Term Care Landscape You Need to Know

It’s hard enough to keep up with all the changes that come with this pandemic, isn’t it? Some changes just can’t be ignored, like the ones that affect your long-term care costs. And 70% of us will need it at some point! Elder Law Guidance is sharing three changes to long-term care to help you…

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Don’t Lose the Farm! Paying for Long Term Care with Medicaid

I Just Lost $20K and No One Told Me? I have this kind of conversation every week with a potential client trying to qualify for Medicaid. We find they receive advice by a business office worker at a nursing home or friend with “experience.” They trust them when they advise them to “just spend down…

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Memory care and the epidemic of Alzheimer’s

Alzheimer’s is a chronic neurodegenerative disease typically with a long pre-clinical phase which gradually worsens. Initial symptoms are often mistaken for normal aging and include problems with language, mood swings, disorientation, loss of motivation, poor self-care and behavioral issues. There are no treatments to stop or reverse the disease progression. Alzheimer’s accounts for 60 to…