What I Wish I’d Known Then That I (Still) Don’t Know Now

Okay, so maybe we don’t know everything we’re supposed to know as grown-ups. We know why the sky is blue (wavelengths and all) and we can rattle off those math facts like nobody’s business even if we can’t explain our kid’s (or grandkid’s) math to them.  But some things, like how to pay for long…

Three Warning Signs You Need To Apply for VA Pension

One of this country’s best kept secrets is that most veterans who served during a wartime period and their surviving spouses qualify for the Veterans Affairs (VA) Wartime Pension and don’t receive it. Why? “Two of the biggest issues that happen with veterans who come to my firm is they don’t know they qualify for…

Will Your Funeral Be the Last Time Your Children Speak to One Another?

As a former minister and now as an attorney, I have been working with families in healthcare emergencies and crisis situations like death and dying since 1991. The death of a loved one is deeply painful, sobering and usually creates conflict within families.  Without some preparation on your part, it will create conflict in yours,…

Debunking Long-Term Care Denials: Don’t Take No For An Answer

Have you been denied a service or program for long-term care benefits?  You may qualify, but the source who denied you is giving you incorrect information or a half truth. The most common statement I hear from a potential client is they were told by someone they trust, like a professional or experienced friend, that…

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Three Changes to the Long-Term Care Landscape You Need to Know

It’s hard enough to keep up with all the changes that come with this pandemic, isn’t it? Some changes just can’t be ignored, like the ones that affect your long-term care costs. And 70% of us will need it at some point! Elder Law Guidance is sharing three changes to long-term care to help you…

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Don’t Lose the Farm! Paying for Long Term Care with Medicaid

I Just Lost $20K and No One Told Me? I have this kind of conversation every week with a potential client trying to qualify for Medicaid. We find they receive advice by a business office worker at a nursing home or friend with “experience.” They trust them when they advise them to “just spend down…

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Compare Proposals to Replace The Affordable Care Act

“President Donald Trump and Republicans in Congress have committed to repealing and replacing the Affordable Care Act (ACA). How do their replacement proposals compare to the ACA? How do they compare to each other? Plans available for comparison: The Better Care Reconciliation Act of 2017 (PDF) – Updated 7.13.17 The American Health Care Act, as passed…

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Memory care and the epidemic of Alzheimer’s

Alzheimer’s is a chronic neurodegenerative disease typically with a long pre-clinical phase which gradually worsens. Initial symptoms are often mistaken for normal aging and include problems with language, mood swings, disorientation, loss of motivation, poor self-care and behavioral issues. There are no treatments to stop or reverse the disease progression. Alzheimer’s accounts for 60 to…