Empowering Veterans with Tailored Home Health Care & Technology The Department of Veterans Affairs (VA) has become an unlikely and innovative pioneer in providing veterans with cost-effective, quality in-home care. Although the agency has long been mired in controversies surrounding its programs, particularly arbitrary caregiver dismissals, the home health services sector of the VA has…
Your senior years should not be plagued with money woes. The stress that money problems bring not only ruins your aging experience but can also be disastrous to your health. Rising health care costs and your increased need for health care can add up to big bills that can further tax your health. To age…
Understanding Assistance Programs If you or a loved one is in the market for a home that will meet a physical or developmental need, there are some tips to consider before you begin the process. The US Department of Housing and Urban Development (HUD) website lists state and local government agencies, along with other organizations, that can…
Recognizing the Challenges of Special Needs Planning There are 58 million Americans five years of age or older who are identified as special needs, making them the largest single minority in this country. The majority of federal and state benefits available to help persons with disabilities are needs-based, meaning income and assets are strictly limited…
When people marry for the second time (or more), losing assets to pay for their new spouse’s serious illness is probably the last thing on their minds when they say “I do.” But that could happen. Current costs for long-term care facilities can run between $70,000 – $150,000 annually. Studies show that 70% of Americans…
It is no secret that a healthy lifestyle has a significant impact on your well-being and the earlier you implement a healthy lifestyle strategy, the greater the potential benefit regarding your longevity. Your lifespan can be increased by as much as 14 years for a woman and 12.2 years for a man according to the…
The Senior Safe Act, signed into law by President Trump earlier this year, is designed to protect our elders from financial abuse from either within a family or support system, or by scam artists preying upon them. Tens of billions of dollars each year are illegally taken from US seniors and these numbers only reflect…
These days it seems you can do just about anything on the internet. So why not do estate planning? Just download some forms, follow the worksheet, fill in the blanks, and be good to go? When it comes to leaving your life savings to those you love, you should be more confident that your heirs…
With social security benefits failing to keep pace with the rising costs of living and the future of Social Security itself in jeopardy (the Social Security Administration says it will be entirely depleted by 2034) senior citizens need to find as many ways as possible to save money to ensure their financial survival. Here are…
The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living. Older Americans are increasingly filing…