As a caregiver, you may be exploring your options as to what kind of help will be best suited for you and your loved ones’ needs. Below is an article from agingcare.com to help in your research with Home Care: “The first step in hiring senior services provided in the home is identifying the difference between non-medical home…
We received a newsletter not long ago that introducing 3 steps to Estate Planning. These steps come from the National Network of Estate Planning Attorneys Incorporated, obviously wanting to educate you as the public on the importance of Estate Planning and how I, as an attorney, can help you! It’s not about the documents – It’s about…
The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or who need help at home with everyday tasks like dressing or bathing. The pension, called Aid and Attendance, is currently underused, but impending regulations will soon make it available to even fewer veterans. The new regulations…
We had talked about everything else and now the obvious. “I can help you with all of your planning for your estate and end of life decisions.” “Oh, no! I have all of that taken care of…years ago. I put all of that in place. A Will, a Power of Attorney, a Living Will. I…
Federal law allows Medicaid applicants numerous ways to protect assets. However, few people know about these optons, and advice abounds to simply “spend down all” of the applicants assets in order to qualify for Medicaid Long-Term Care assistance. Following the wrong advice can cost you thousands, if not hundreds of thousands of dollars, that you could otherwise…
Even if you’ve written an estate plan, are you sure you included everything you need to? There are certain things that people often forget to put in in a will or estate plan that can have a big impact on your family. 1. Alternate Beneficiaries One of the most important things your estate plan should include…
Molly M. Gilgor provides us with very important knowledge about your VA benefits. Here are 10 facts about burial benefits you may not have known: Fact 1: U.S. Department of Veterans Affairs (VA) benefits do not cover all funeral or cremation arrangements. There are certain monetary, recognition and service benefits that may be available. However, reimbursement…
Long-term care costs can add up quickly. That’s why we focus on helping our clients plan for these costs. For veterans and the surviving spouses of veterans who need in-home care or are in a nursing home, we can help. Only about 1/3 of eligible Veterans take advantage of this benefit! The Veterans Administration (VA)…
From the Legacy Estate Planning Newsletter I found some staggering numbers. It’s a concern to be informed that so many people of all ages and backgrounds have this one thing common: They don’t have a will. Here are 10 reasons to have a will: 1.You get to decide who’s in charge–By designating an executor of your estate, you…
1. Myth: Medicare and Private Insurance will cover the cost of long term care Medicare only pays for limited coverage in a nursing home and only after a hospital stay of at least 3 days. The care must be “skilled care” and the program only pays the full cost for the first 20 days. Days…