The Difference Between Home Health Care and Non-Medical Home Care Services

As a caregiver, you may be exploring your options as to what kind of help will be best suited for you and your loved ones’ needs.  Below is an article from agingcare.com to help in your research with Home Care: “The first step in hiring senior services provided in the home is identifying the difference between non-medical home…

New Rules Will Make It Harder to Qualify for Long-Term Care Help From the VA

The Veteran’s Administration (VA) offers a pension benefit to low-income veterans (or their spouses) who are in nursing homes or who need help at home with everyday tasks like dressing or bathing.  The pension, called Aid and Attendance, is currently underused, but impending regulations will soon make it available to even fewer veterans. The new regulations…

8 Biggest Mistakes in Medicaid Spend Down

Federal law allows Medicaid applicants numerous ways to protect assets. However, few people know about these optons, and advice abounds to simply “spend down all” of the applicants assets in order to qualify for Medicaid Long-Term Care assistance. Following the wrong advice can cost you thousands, if not hundreds of thousands of dollars, that you could otherwise…

10 Important Facts about your VA Burial Benefits

Molly M. Gilgor provides us with very important knowledge about your VA benefits. Here are 10 facts about burial benefits you may not have known: Fact 1: U.S. Department of Veterans Affairs (VA) benefits do not cover all funeral or cremation arrangements. There are certain monetary, recognition and service benefits that may be available. However, reimbursement…

Long-Term Care Benefits for Veterans & Surviving Spouses

Long-term care costs can add up quickly. That’s why we focus on helping our clients plan for these costs. For veterans and the surviving spouses of veterans who need in-home care or are in a nursing home, we can help. Only about 1/3 of eligible Veterans take advantage of this benefit! The Veterans Administration (VA)…

10 Reasons to have a WILL

From the Legacy Estate Planning Newsletter I found some staggering numbers.  It’s a concern to be informed that so many people of all ages and backgrounds have this one thing common: They don’t have a will. Here are 10 reasons to have a will: 1.You get to decide who’s in charge–By designating an executor of your estate, you…