Get help with Medicare, Medicaid, and Social Security in Kentucky—learn how to maximize benefits and plan with confidence through Elder Law Guidance.

Don’t Leave Your Estate in the Hands of The Government

What will happen to your family if you pass away unexpectedly? If you pass away without an Estate Plan in place, the government will decide what happens with your estate. Don’t leave your estate in the hands of the government. The courts will decide who takes custody of your kids if they’re under the age…

The 5 Things You Need to Prevent Being a Burden to Your Kids

By Scott Collins, Esq. We raised them, fed them, educated them, and sent them into the world to be self-reliant. Yes, some may have “boomeranged” back for a spell after a major life change, but one of our goals as parents is to help our children lead independent lives.  So how do we keep ourselves…

5 Warning Signs to Look for When Hiring an Attorney 

By Scott E. Collins, Esq. Are you working with an attorney to navigate Medicaid and long-term care, securing veterans benefits or getting your Last Will and Testament finalized? Want the inside track on what they should be offering you, but aren’t? As an attorney who specializes in elder law, I can tell you what to…

The Top 5 Money Wasters And How To Avoid Them

By Scott E. Collins, Esq. Last month I shared how we were taught all the wrong retirement money rules. So on the same note, I want to share the 5 biggest money mistakes I see people make when they come to me for counsel on long-term care, saving their home, and making their life care…

WARNING: We’ve Been Taught All the Wrong Retirement Money Rules

Retiring in Kentucky Kentucky doesn’t have a specific retirement age mandated by law. That means individuals can retire whenever they choose. However, some benefits are age-related. For example, the earliest age at which you can start receiving Social Security benefits is 62. Medicare eligibility begins at 65. If you retire earlier than that age, you’ll…

5 Things to Do Now If You Might Need Assisted Living in 2024

Assisted Living in Kentucky Assisted living facilities can be an attractive option for older adults who don’t need round-the-clock care. An assisted living facility is different from a nursing home. Nursing homes typically provide skilled medical care for older adults with chronic health conditions. Although their residents often don’t require hospitalization, they can’t access the…

‘Tis the Season to Give to…Yourself First!

Ignore the stressful news about ordering your holiday gifts early due to shipping issues and try on the ultimate experience gift for size. How about peace of mind for you and your entire family?  Here’s 4 easy ways to end the year right and knock yourself to the top of that nice list. At Elder…

The Number One Medicaid Rule You Need Right Now: Don’t Spend Down

  The Risks of Hastily Transferring Assets for Medicaid Eligibility My friend’s mother just had a stroke. Another (well-meaning) friend told her if she wanted to make sure she could get her mom into a nursing home soon and get it covered by Medicaid, she should have her mom sign her condo and car over…

What I Wish I’d Known Then That I (Still) Don’t Know Now

Okay, so maybe we don’t know everything we’re supposed to know as grown-ups. We know why the sky is blue (wavelengths and all) and we can rattle off those math facts like nobody’s business even if we can’t explain our kid’s (or grandkid’s) math to them.  But some things, like how to pay for long…